Particulars

Floating

Fixed

For Resident and Non-resident Indians

(a)

For Construction / Purchase / Composite loan / purchase of plot / extension / improvement / registration of existing house / refinance

up to   5 years

Loans up to 10 Lacs

8.0% fixed for first two years and after two years floating rate prevailing on that date. (The rate will be applicable for new loans across tenures) #

12.00%

above 5 years upto 25 years

Loans above Rs. 10 lacs

8.5% fixed for first two years and after two years floating rate prevailing on that date. (The rate will be applicable for new loans across tenures) #

(b)

Loan to Professional for non-residential premises

up to 5 years

9.75%

12.00%

up to 10 years

10.50%

(c)

Loan against residential premises

up to 5 years

9.75%

12.00%

up to 10 years

10.50%

Loan for women Beneficiaries/SC/ST across all Slabs

(d)

Women Beneficiaries /SC/ST

As per (a) above

11.25%

(e)

Cases wherein the property is in the joint name and woman's name is first and man's name is subsequent

As per (a) above

11.25%

(f)

Cases wherein the property is in the joint name and man's name is first and woman's name is subsequent

As per (a) above

12.25%

* Loan to NRI for maximum period of 10 years only. All other terms & conditions remain unchanged.

# Interest rates for existing loans will be 8.00% and 8.50% as per above mentioned slabs, however terms and conditions of the existing loan agreement will be applicable.