INCORPORATION The Housing and Urban Development Corporation Ltd. (HUDCO) was incorporated on April 25, 1970 under the Companies Act 1956, as a fully owned enterprise of the Government of India.  HUDCO focus on the social aspect of housing and utility infrastructure provision. Preferential allocation of resources to the socially disadvantaged.  The effective span of HUDCO's omnipresent techno-financial umbrella could be gauged by the fact that, on an average, one in every 16 houses in the country has invariably availed HUDCO's financial assistance.  In spite of being commercial in its orientation, it continues to focus on sectors which are more socially relevant rather than only on commercially viable and profitable sectors.  HUDCO's techno-economic focus,  its high caliber human resources, and its financial and project re-engineering capabilities has enabled it to continue as an Institution par excellence in the field of housing and urban development.  A  Unique Institution of Social Relevance